How I built a dividend portfolio?

I already mentioned in my article “Why I chose dividend strategy as the right for me why I’m using the dividend strategy. I see my goal to become financially independent as a project. A project of my life! On the one side I could use my current income to live my life. Doing all the great things and buying a lot of stuff, travelling and driving a big car. But if I live my life yet, my retirement will be less comfortable. Because I will be needful for income but the pension income will be less than my income yet. My life later will go down, it will become very hard to live. At the moment I will retire in 37 years. What’s the other side? I could live now a little bit frugal, saving my money, don’t buy stuff I don’t really need, to resign some unneeded things. I will retire earlier, living free of work for somebody who’s is earning more as I do. I’m kind of a slave, but it will be changed at that time I will be free. Now I’m building up my freedom.

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Why I chose Dividend Growth Strategy as the right for me!

When you read my section About Me then you will learn that I’ve firstly traded in 2003. As I started to trade I bought some “good-sounding” stocks, and sold them very fast with few percents. But I never noticed broker commissions, so I was out with a loss of few Euros. I was visiting some websites and learned more about chart analyzing to trade Forex, Options and all that kind of stuff you’ll probably lose your money. I’ve no doubt there are a few daytrader out there making a lot of money.

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Sheldon – the bearded dragon!

Since I was beginning to read some blogs I was very excited to read something about private things from different people worldwide. When you read something about new childs were born, blogger get engaged or married or some other things, it’s quite interesting. The section “About me” is one the first pages I read when reading a new website. The background of a person who’s investing is a part of intelligent investing. Of course, we are talking about stocks, about finance and how we can earn cash by investing or trading. It should be still the main topic of a website/blog called for example “my-dividends.com”. Anyway, i also want to show my personal site and will publish every week or every two weeks a personal post.

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The power of dividend growth investments

I invest my savings mostly into companies with dividend growth. Its also important that these companies increase their dividend yearly. What is the meaning for your investments? Especially here the compound interest will be very good for long-time investments.

To show it I will take a look to McDonalds. McDonalds is a worldwide known company who has worldwide branches and selling their products. Most of people love fast food.

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My expenses

I just want to give you an overview of my expenses. My main goal is to reach $25000.00 by dividends, but my another goal is to live frugal. Since few years I’m writing down my expenses to have an overview about them. Every year I’m trying to keep down my expenses. Recalling some unneeded contracts, stuff I don’t need, looking for another offers for telecommunication, insurance etc… Some expenses I cannot miss as its some of my lifestyle. For me now living frugal is to think twice about luxus. Do I need it really? Could I get it cheaper? Questions about Questions.

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Recent Buy: Royal Dutch Shell (RDS.B)

My third investment in my new strategy was Royal Dutch Shell on 03/18.

The last dividend was $3.76. Since few years the dividend growth year by year.

The P/E is approx. 12,47.

My Investment: 

3 shares @ $66.46 for total $199.38 including broker costs.

The dividend will be $11.28 per year on my account before tax. The YOC will be 5,92%. It will be 0,04 % of my goal to reach $25.000 dividend per year.

Recent Buy: General Electrics (GE)

My second investment in my new strategy was General Electrics on 03/17/15.

The last dividend was $0.92. Since over 100 years GE is paying a dividend.

The P/E is approx. 13,34, so it fits into my strategy perfectly.

My Investment: 

10 shares @ $25.31 for total $253.10 including broker costs.

The dividend will be $9.20 per year on my account before tax. The YOC will be 3,63%. It will be 0,03 % of my goal to reach $25.000 dividend per year.

Recent Buy: AT&T (T)

My first investment in my new strategy was AT&T on 03/17.

AT&T is one of the biggest companies of telecommunication worldwide.

The last dividend was $1.85. Since few years the dividend grow approx. 2 % (approx. $0.04 per year).

The P/E is approx. 27, but for telecommunication sector P/E is good.

My Investment: 

6 shares @ $33.20 for total $199.20 including broker costs.

The dividend will be $11.10 per year on my account before tax. The YOC will be 5,57%. It will be 0,04 % of my goal to reach $25.000 dividend per year.