I just want to give you an overview of my expenses. My main goal is to reach $25000.00 by dividends, but my another goal is to live frugal. Since few years I’m writing down my expenses to have an overview about them. Every year I’m trying to keep down my expenses. Recalling some unneeded contracts, stuff I don’t need, looking for another offers for telecommunication, insurance etc… Some expenses I cannot miss as its some of my lifestyle. For me now living frugal is to think twice about luxus. Do I need it really? Could I get it cheaper? Questions about Questions.